Wednesday, November 8, 2023Why would a person who just turned 20 want to buy life insurance? Why would a young couple with two young children need to have a policy? Is there any reason for a retired person on Social Security to have life insurance? While not everyone who is in a similar situation as described above needs life insurance, most can benefit by having coverage. READ MORE >>
Thursday, September 14, 2023If a storm, tornado or flood destroyed your workplace tomorrow, what would happen to the business? Preparing for catastrophe is something that all business owners should consider well before forecasts call for bad weather. Your independent insurance agent likely has contacts and resources that can help you prepare for Mother Nature’s worst. READ MORE >>
Wednesday, August 23, 2023What does a business owners policy (BOP) cover? It is one of the most frequently asked questions about business insurance. It provides you with valuable protection when it comes to operating your company. Many insurers offer this type of policy. It works to combine some of the most important protections most companies need. READ MORE >>
Wednesday, February 15, 2023While most small business owners understand the need for certain insurance policies, many overlook the importance of cyber liability insurance. It’s easy to hear about a cyberattack on the news and think, “Oh, that’ll never happen to me. READ MORE >>
Thursday, January 5, 2023Home break-ins are all too common, especially during the daytime on weekdays when most people are away at their jobs. Home break-ins are also most frequent during the warm months of the year. However, many break-ins are preventable by increasing your home security. Use these tips to protect your property. READ MORE >>
Wednesday, December 28, 2022Winter is on its way, and a blizzard or two might very well be in the forecast. Your homeowners insurance generally will cover the roof damage, burst pipes and wind damage that blizzards may cause. However, blizzards might exacerbate pre-existing problems in your home. READ MORE >>
Tuesday, October 25, 2022If you're like many homeowners, there's probably been a break-in in your neighborhood at some point and it made you think about installing a security system. In the United States, there are over two million home burglaries reported every year, so it's wise to consider some type of alarm. READ MORE >>
Tuesday, September 27, 2022Picking the right homeowners insurance coverage for your home is vital. After all, in addition to your mortgage, you have a significant investment in your home, from closing costs, renovations, additions and improvements you've made. There are six different types of homeowners policies, the most popular being HO3. READ MORE >>
Wednesday, May 18, 2022those risks, they always exist. In this article, we discuss three of the most common business risks and what you can do to prevent them from affecting your livelihood. 1. Property Storms and natural disasters can cause massive destruction to your business’ building, while thieves and vandals can steal and damage smaller amounts of business property. READ MORE >>
Tuesday, May 17, 2022A Business Owner Policy, or BOP, provides financial coverage for many businesses. This is a simple, streamlined form of business insurance. It usually gives companies the ability to keep costs low. However, it often provides for most needs. Before renewing this policy, take a closer look at it. READ MORE >>
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