Commercial auto insurance is essential for companies that depend on vehicles to keep operations running smoothly. More than just a legal requirement, commercial auto insurance is a wise investment in your company’s stability and success.

At Gray Insurance Group Inc., we’re here to help. With tailored coverage options and exceptional customer service, we can ensure your business vehicles are fully protected—so you can stay focused on growing your business.

What Is Commercial Auto Insurance?

Commercial auto insurance is a policy designed to cover vehicles used for business purposes. This includes cars, trucks, vans and other vehicles transporting goods, equipment or employees. The primary goal is to protect businesses from the financial repercussions of vehicle-related incidents.

What Does This Policy Cover?

Commercial auto insurance typically covers a range of protections for businesses that use vehicles. Here are some key coverages:

• Liability coverage may include bodily injury and property damage liability and may protect your business if an employee is at fault in an accident.

• Comprehensive and collision coverage may pay for damage to your vehicle caused by accidents, theft, vandalism or other incidents.

• Uninsured/underinsured motorist coverage may protect against damage caused by at-fault drivers who have insufficient or no insurance.

• Hired and non-owned auto liability may cover vehicles your business rents or employees’ personal vehicles used for business purposes.

How Does It Work?

When a covered incident occurs, the business files a claim with its insurance provider. The insurer then assesses the claim and, if approved, may cover the costs up to the policy limits. This process helps businesses manage the financial impact of accidents and keep their operations running smoothly.

Why Choose Gray Insurance Group Inc.

At Gray Insurance Group Inc., we provide various insurance options from Maryland’s leading and most competitive providers. Known for our prompt, professional and friendly service, we prioritize your trust and satisfaction. Contact us today to find the right coverage for your needs.